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What do A.M. Best Ratings Mean to Insurance Companies and to you?

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Insurance companies take the ratings information issued by A.M. Best very seriously. Companies know a downgrade in an A.M. Best rating can mean a loss in customer confidence. It is also an indicator as to how attractive the company will be to investors. Customer confidence and...
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Safeguard against Owner Operator’s Trucking Insurance lapses

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Every carrier should have a check and balance system in place that verifies that the Non Trucking Liability, Physical Damage and Occupational / Accident insurance coverage is current at all times. Unfortunately, there isn’t insurable interest for the carrier to attach to and get...
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ELD Mandate – Frequently Asked Questions:

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Delays at the loading dock, do we have to report the time? Whether it’s a delay at the shipper or traffic jam, the ELD will be running. A driver is considered on duty the moment the truck starts to move at a speed higher than 5 MPH. Once a driver is dispatched from the terminal...
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Michigan Rainy Season

How to Protect your Home from Severe Weather

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In West Michigan, we deal with severe weather conditions in just about every season. In spring and summer, there are severe storms and tornado warnings, and in the winter, there are massive snowfall and freezing rain. We’re no strangers to inclement weather, and while...
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Living Room

Four Powerful Ways to Beef Up Your Home Insurance Policy

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Owning a home is a huge milestone in our society and is a huge source of pride for homeowners. But often, once we’ve purchased our home, selected an insurance policy, and settled in, we tend to think we’re totally set, safe and secluded in a paradise we can call our own. The...
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Michigan Home after renovations

How Home Renovations Affect Your Home Insurance

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Renovating your home can be a complicated and complex process, and the last thing on your mind after paying your contractor, finding materials, and figuring out how to cook when you haven’t had a kitchen for two months is your insurance. But it shouldn’t be, and here’s why:...
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Keeping Kids Safe On The Boat This Summer

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Everyone loves spending time out on the boat during the summer, whether it’s on a small private lake, Lake Michigan, or the Grand River, and that includes young children. As a parent, grandparent, aunt, uncle, or friend of people with children, it’s important to you that any kids...
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Foreign Workers and the Federal Minimum Wage

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The U.S. Department of Labor, Wage and Hour Division administer the Fair Labor Standard Act (FLSA), which applies to foreign commercial vehicle operators and their helpers who work in the U.S. territory. If the foreign workers spend a “substantial” period of time in...
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Michigan Lightning Storm

Storm Damage and Your Insurance Claim

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Here in Michigan, we’re no stranger to storms. Our state has never been known for its mild weather conditions, and while everyone might think that winter storms are bad, we know that the most devastating weather often comes in the spring and summer, when thunderstorms roll...
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