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What to Look for in a Life Insurance Policy

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Finding a life insurance policy that’s right for you is never easy. The entire process can be daunting and confusing, as many industry professionals use unfamiliar terms and insurance jargon that’s difficult to decipher. If you’re just starting your search for...
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Car refueling

9 Practical Tips to Increase Your Fuel Efficiency

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As gas prices continue to jump up and down, and as environmental concerns become more and more prevalent, most of us are looking into what we can do to increase our fuel efficiency. Gas is a necessary expense for most of us in Michigan, but that doesn’t mean it has to be...
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What do A.M. Best Ratings Mean to Insurance Companies and to you?

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Insurance companies take the ratings information issued by A.M. Best very seriously. Companies know a downgrade in an A.M. Best rating can mean a loss in customer confidence. It is also an indicator as to how attractive the company will be to investors. Customer confidence and...
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Safeguard against Owner Operator’s Trucking Insurance lapses

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Every carrier should have a check and balance system in place that verifies that the Non Trucking Liability, Physical Damage and Occupational / Accident insurance coverage is current at all times. Unfortunately, there isn’t insurable interest for the carrier to attach to and get...
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ELD Mandate – Frequently Asked Questions:

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Delays at the loading dock, do we have to report the time? Whether it’s a delay at the shipper or traffic jam, the ELD will be running. A driver is considered on duty the moment the truck starts to move at a speed higher than 5 MPH. Once a driver is dispatched from the terminal...
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Michigan Rainy Season

How to Protect your Home from Severe Weather

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In West Michigan, we deal with severe weather conditions in just about every season. In spring and summer, there are severe storms and tornado warnings, and in the winter, there are massive snowfall and freezing rain. We’re no strangers to inclement weather, and while...
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Living Room

Four Powerful Ways to Beef Up Your Home Insurance Policy

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Owning a home is a huge milestone in our society and is a huge source of pride for homeowners. But often, once we’ve purchased our home, selected an insurance policy, and settled in, we tend to think we’re totally set, safe and secluded in a paradise we can call our own. The...
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Michigan Home after renovations

How Home Renovations Affect Your Home Insurance

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Renovating your home can be a complicated and complex process, and the last thing on your mind after paying your contractor, finding materials, and figuring out how to cook when you haven’t had a kitchen for two months is your insurance. But it shouldn’t be, and here’s why:...
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Keeping Kids Safe On The Boat This Summer

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Everyone loves spending time out on the boat during the summer, whether it’s on a small private lake, Lake Michigan, or the Grand River, and that includes young children. As a parent, grandparent, aunt, uncle, or friend of people with children, it’s important to you that any kids...
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