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home security cameras to prevent burglary

5 Smart Ways to Deter Burglars

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In the past 10 years, the number of American home burglaries has declined. Whether that’s thanks to our economy or better security systems, it’s hard to say, but it does feel good to know that the number is going down. Unfortunately, we still haven’t eliminated...
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umbrella insurance policy

What’s the Difference Between a Floater Policy and an Umbrella Policy?

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It’s true that insurance terms can often seem like another language. Words like floater policy, excess coverage, liability insurance, and more don’t mean anything to those outside the insurance world, so it can be difficult to understand the different types of...
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homeowner's insurance house

The Top 4 Homeowner’s Insurance Claims, and How to Avoid Them

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Homeowners insurance covers quite a lot. From exterior damage to your personal possessions, homeowners insurance is a must-have protecting you from anything unexpected that life might throw at your house. Whether you’re new to homeowner’s insurance, or you’re just...
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energy efficient lighting

Everything you Need to Know About Energy Efficient Lighting

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“Turn off the lights when you leave the room” used to be the only real way to conserve energy when lighting your home. Today, with smart technology and improved lighting science, lighting your home efficiently is actually as simple as knowing what lightbulbs to buy....
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Camp Fire Michigan

Staying Safe on your Summer Camping Trips in Michigan

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Summer is here, and with the warmer weather, it’s finally time to get outside! Whether you’re planning a family camping trip for the Fourth of July, or you’re hoping to do some more serious backpacking this summer, it’s always a good idea to be prepared,...
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Key in House Door

5 Most Common Home Insurance Concerns, and Why you Don’t Need to Worry

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When it comes to homeowners insurance, there’s a lot to know. From all those commercials on TV about insurance carriers who try to trick people out of their claims, to the basic confusion of the industry, it can be tough to get a clear answer about what you’re covered...
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Kitchen Water Faucet

Home Water Leak Detection Systems

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Water can be one of the most pervasive, damaging elements to any home. Water damage often takes a while to discover, and once you do discover a leak in your plumbing, it’s usually been leaking for a while. That can mean flooding, extensive water damage deep in your walls or...
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Spring cleaning with a washing machine

10 Spring Cleaning Tips to Help Avoid Insurance Claims

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Spring is here, and for most of us, that means a good, thorough deep clean of the house. Since you’re going to be spring cleaning your home anyway, consider setting aside some extra time to double check these spring cleaning tips and possibly avoid filing a claim this year:...
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studio apartment

Purchasing a Condo or Renting an Apartment? Here’s what you need to know about insurance

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At first glance, condo and renters insurance seem pretty similar. They both cover you when you’re living in a property that’s not totally yours. But if you’re choosing between renting an apartment or purchasing a condo, you should know that there are some big...
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