Thinking about remodeling your master bathroom by adding a Jacuzzi for relaxing nights after a long day of work? Are you hoping to reconstruct your garage so you will have more room to store your tools and holiday decorations? When it comes to any major home renovation, it is important to take one final step before you consider your project complete.
An updated home insurance policy is one of the most important steps to a home renovation.
Heard of the expression? “I’d rather be safe than sorry.” Home insurance is your answer if natural disasters were to occur or an accident was to happen, such as a house fire, water damage or a tree falling on your house. Without a fully updated home insurance policy, it would feel as if the renovation never existed because there is no record of it, or proof that the renovation took place.
It’s important to keep track of the cost of your projects when updating your home insurance policy. Everything in your home can be replaced or fixed, ONLY if your insurance company is aware of the newly purchased items, home improvements, and their costs.
What types of home updates should I notify my insurance company about?
We have put together a list of some of the most common home improvements that should be mentioned to your insurance company.
- Pool/hot tub
- New Roof
- Home Business
- Purchase of wedding rings/bands
- Home square footage additions
- Home makeovers: kitchens and bathrooms
- Installing new furnace
- Replacement doors
- Garage Doors
- Window Replacements
- Deck Addition
- Siding Replacement
- New Appliances
- Air Conditioner installed
We understand that home improvements can be overwhelming and take up a lot of time, which is why we are here to help take the stress off of you.
Whether you need to insure your home or update your current policy we would be glad to help. Give us a call at 616-949-9000 or request a free home insurance quote online .
