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Guide to Renters Insurance: Everything to Know Before Renting

What Is Renters Insurance? Renters insurance protects people who rent their homes in case their personal belongings are damaged, destroyed, or stolen. It also protects tenants from having to pay out of pocket if someone else is injured in their rental home. Whether you live in an...
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driving

5 Reasons Why Your Car Insurance Premium Might Increase

Why Is My Car Insurance So High? There are many factors that affect your car insurance rates. They typically fall into two categories: factors within your control, and factors outside of your control. Car Insurance Premium Factors Within Your Control Type of vehicle: The type of...
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water leaking out of pipe

Winter Leak Prevention & Detection

Does homeowners insurance cover water pipe leaks? Yes, it does. All leaks coming out of pipes in your home should be covered, even if your refrigerator line leaks or the dishwasher overflows. But leaks involving groundwater are a different issue, and you should review with your...
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Umbrella Insurance & Additional Liability Coverage

How does umbrella insurance work? Umbrella insurance is a liability insurance that protects you & your family from third party claims. It adds an additional limit of insurance over top of the liability limits on your home and auto policies.  Umbrella insurance is a...
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New home

Home Insurance Guide for First Time Home Owners

Home Insurance Guide for First Time Home Owners What is Homeowners insurance? Homeowners insurance protects your home and the contents in case of fire or damage, up to the full replacement cost to build a new home and buy new belongings. Homeowners insurance also is important as...
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Woman riding a motorcycle on the highway

Motorcycle Insurance Options in Michigan: A Step-By-Step Guide

  It’s no surprise in a state with majestic coastlines, picturesque lakes to visit, and open roads, that motorcycles are so popular in Michigan. In fact, some 308,338 bikes make Michigan rank 23rd in the US for motorcycle ownership. As motorcycle enthusiasts, you know...
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boats in marina

Choosing Boat Insurance for the Great Lakes and Beyond

Choosing Boat Insurance for the Great Lakes and Beyond   Perhaps you are considering purchasing a boat or have owned one for years. Either way, how can you be sure that your boat and your family are properly protected? In this article we will help you understand the...
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