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Auto Insurance Rate Increase
Auto Insurance Rate Increase

Reasons For Auto Insurance Rate Increases

Sometimes you can predict when your auto insurance premiums are going to rise and other times a rate increase will hit you completely by surprise. While an increase in your insurance premiums could be related to your driving record, it’s also possible that a rate increase may...
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Lakeside Living – Protecting your Retreat

Lakeside living means fun in the sun and on the water with your family, but it also means you own a home and maybe some toys, that requires specialized insurance coverage.  So, before you put your dock in, take the first cruise on your pontoon, or consider letting your...
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Not All Boat Policies Hold Water

Whether you use your boat for water-skiing, fishing, or relaxing one thing is for sure there are many different types of boats and just as many ways to insure them.  Your coverage should be tailored to you and how you use your boat. Before you purchase boat insurance or put it in...
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Do You Have Service Line Coverage?

As a homeowner, there are many items to consider with the on-going maintenance and upkeep of your property, and while a basic homeowners insurance policy protects your home, these policies most often exclude your underground service lines. These lines include the piping and...
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What do A.M. Best Ratings Mean to Insurance Companies and to you?

Insurance companies take the ratings information issued by A.M. Best very seriously. Companies know a downgrade in an A.M. Best rating can mean a loss in customer confidence. It is also an indicator as to how attractive the company will be to investors. Customer confidence and...
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Safeguard against Owner Operator’s Trucking Insurance lapses

Every carrier should have a check and balance system in place that verifies that the Non Trucking Liability, Physical Damage and Occupational / Accident insurance coverage is current at all times. Unfortunately, there isn’t insurable interest for the carrier to attach to and get...
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ELD Mandate – Frequently Asked Questions:

Delays at the loading dock, do we have to report the time? Whether it’s a delay at the shipper or traffic jam, the ELD will be running. A driver is considered on duty the moment the truck starts to move at a speed higher than 5 MPH. Once a driver is dispatched from the terminal...
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Foreign Workers and the Federal Minimum Wage

The U.S. Department of Labor, Wage and Hour Division administer the Fair Labor Standard Act (FLSA), which applies to foreign commercial vehicle operators and their helpers who work in the U.S. territory. If the foreign workers spend a “substantial” period of time in...
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D.O.T – DID YOU KNOW?

Reporting of tickets or violations: By the driver within 30 days of conviction. Most company policies require immediate notification by the driver to the company. Roadside inspections: Driver must inform carrier with 24 hours of inspection and carrier must keep inspection report...
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Bobtail Insurance or Non Liability Insurance?

BOBTAIL: A BROADER FORM OF LIABILITY COVERAGE:  Bobtail insurance protects you from bodily injury and property damage liability accidents while operating your semi-truck during those times when you’re not hauling a trailer or other load. For example, if you drop off a load...
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