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The U.S. Department of Labor, Wage and Hour Division administer the Fair Labor Standard Act (FLSA), which applies to foreign commercial vehicle operators and their helpers who work in the U.S. territory. If the foreign workers spend a substantial period of time in the U.S.,... Read More →

Reporting of tickets or violations: By the driver within 30 days of conviction. Most company policies require immediate notification by the driver to the company. Roadside inspections: Driver must inform carrier with 24 hours of inspection and carrier must keep inspection report... Read More →

BOBTAIL: A BROADER FORM OF LIABILITY COVERAGE: Bobtail insurance protects you from bodily injury and property damage liability accidents while operating your semi-truck during those times when you’re not hauling a trailer or other load. For example, if you drop off a load... Read More →

If you haven’t asked yourself this question take a few minutes and write down what the plan might be. Consider these categories: Finances Do I have written instructions as to which assets will need to be spent and in what sequence? How much of my estate will have to be ‘spent... Read More →

For many Michiganders the start of fall is a time to say goodbye until next summer to their vacation home. This annual ritual is an important one that involves draining the pipes, protecting your mattresses and bedding from critters, packing up kitchen ware to protect against... Read More →

Life Insurance has many variations meant to meet the coverage and budget requirements of almost anyone; however the basic purpose is the same:  It is the single best way to protect loved ones against the financial devastation caused by the untimely death of an income-earning... Read More →

While most people are aware of the traditional auto and homeowners insurance products, many are unaware of the availability and affordability of a Hidden Treasure:  Umbrella Liability! Did you know that your homeowner’s liability does not cover many liability exposures that an... Read More →

Life insurance discussions bring  an instant surge of ‘anxiety’.  Thoughts of “What would happen to my loved ones”?  Who can I trust to help me determine how much I need? How many years would I need this benefit….at this level?  Where does this premium fit in my financial budget... Read More →

When do my teenagers need to be added to the auto insurance policy? We recognize that the cost of insuring a teen driver can be expensive. The first step to protecting your teen driver, and your household, is to inform your insurance company that there is a new licensed driver in... Read More →