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5 Reasons Why Your Car Insurance Premium Might Increase

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Why Is My Car Insurance So High? There are many factors that affect your car insurance rates. They typically fall into two categories: factors within your control, and factors outside of your control. Car Insurance Premium Factors Within Your Control Type of vehicle: The type of...
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water leaking out of pipe

Winter Leak Prevention & Detection

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Does homeowners insurance cover water pipe leaks? Yes, it does. All leaks coming out of pipes in your home should be covered, even if your refrigerator line leaks or the dishwasher overflows. But leaks involving groundwater are a different issue, and you should review with your...
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Contact Tracing for Restaurants

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On October 30, the Michigan Department of Health and Human Services (MDHHS)  released the Epidemic Order indicating “all dine-in food service establishments” must maintain accurate records of the names and phone number of patrons who purchase food for consumption o...
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Umbrella Insurance & Additional Liability Coverage

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How does umbrella insurance work? Umbrella insurance is a liability insurance that protects you & your family from third party claims. It adds an additional limit of insurance over top of the liability limits on your home and auto policies.  Umbrella insurance is a...
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Home Insurance Guide for First Time Home Owners

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Home Insurance Guide for First Time Home Owners What is Homeowners insurance? Homeowners insurance protects your home and the contents in case of fire or damage, up to the full replacement cost to build a new home and buy new belongings. Homeowners insurance also is important as...
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Motorcycle Insurance Options in Michigan: A Step-By-Step Guide

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  It’s no surprise in a state with majestic coastlines, picturesque lakes to visit, and open roads, that motorcycles are so popular in Michigan. In fact, some 308,338 bikes make Michigan rank 23rd in the US for motorcycle ownership. As motorcycle enthusiasts, you know...
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boats in marina

Choosing Boat Insurance for the Great Lakes and Beyond

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Choosing Boat Insurance for the Great Lakes and Beyond   Perhaps you are considering purchasing a boat or have owned one for years. Either way, how can you be sure that your boat and your family are properly protected? In this article we will help you understand the...
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Unique Challenges Facing Businesses During Covid-19

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Unique Challenges Facing Businesses During Covid-19 As we continue to navigate through these unprecedented times, we recognize that each business is experiencing unique challenges. Whether your business has furloughed workers, shifted to teleworkers, ceased operations or is now...
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Michigan Home Insurance Laws

Michigan Homeowners Insurance Laws

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  The laws surrounding homeowners insurance or home insurance (as it is legally referred to by the state of Michigan) are not complex by any means. Michigan has purposely kept laws surrounding home insurance simple while still putting guidelines in place to ensure nearly...
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