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Three swimmers with life jackets hopping off of a boat

Lakeside Living – Protecting your Retreat

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  Lakeside living means fun in the sun and on the water with your family, but it also means you own a home and maybe some toys, that requires specialized insurance coverage. So, before you put your dock in, take the first cruise on your pontoon, or consider letting your...
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Boat maneuvering through the water

Not All Boat Policies Hold Water

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  Whether you use your boat for water-skiing, fishing, or relaxing one thing is for sure there are many different types of boats and just as many ways to insure them.  Your coverage should be tailored to you and how you use your boat. Before you purchase boat insurance or...
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Do You Have Service Line Coverage?

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  As a homeowner, there are many items to consider with the on-going maintenance and upkeep of your property, and while a basic homeowners insurance policy protects your home, these policies most often exclude your underground service lines. These lines include the piping...
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How to Decide Which Home Backup Generator is Right for You

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  Power outages are fun for about the first ten minutes — when it still feels like you’re camping! But as soon as someone wants to eat, open the fridge, or use the computer, that’s when everything goes downhill. Outages are especially dangerous during the summer...
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Protecting your identity from thiefs

Identity theft insurance. Do you need it?

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  Today’s consumer is increasingly concerned about the threat of identity theft. And rightly so — identity theft instances and costs continue to rise, and with past events like the security breach at Target, and hacks on several major credit card companies, it’s...
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home security cameras to prevent burglary

5 Smart Ways to Deter Burglars

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  In the past 10 years, the number of American home burglaries has declined. Whether that’s thanks to our economy or better security systems, it’s hard to say, but it does feel good to know that the number is going down. Unfortunately, we still haven’t...
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umbrella insurance policy

What’s the Difference Between a Floater Policy and an Umbrella Policy?

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  It’s true that insurance terms can often seem like another language. Words like floater policy, excess coverage, liability insurance, and more don’t mean anything to those outside the insurance world, so it can be difficult to understand the different types of...
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homeowner's insurance house

The Top 4 Homeowner’s Insurance Claims, and How to Avoid Them

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  Homeowner’s insurance covers quite a lot. From exterior damage to your personal possessions, homeowners insurance is a must-have protecting you from anything unexpected that life might throw at your house. Whether you’re new to homeowner’s insurance, or...
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energy efficient lighting

Everything you Need to Know About Energy Efficient Lighting

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  “Turn off the lights when you leave the room” used to be the only real way to conserve energy when lighting your home. Today, with smart technology and improved lighting science, lighting your home efficiently is actually as simple as knowing what lightbulbs to...
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