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Michigan Home Insurance Laws

Michigan Homeowners Insurance Laws

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  The laws surrounding homeowners insurance or home insurance (as it is legally referred to by the state of Michigan) are not complex by any means. Michigan has purposely kept laws surrounding home insurance simple while still putting guidelines in place to ensure nearly...
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Auto Insurance Rate Increase

Reasons For Auto Insurance Rate Increases

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  Sometimes you can predict when your auto insurance premiums are going to rise and other times a rate increase will hit you completely by surprise. While an increase in your insurance premiums could be related to your driving record, it’s also possible that a rate increase...
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Three swimmers with life jackets hopping off of a boat

Lakeside Living – Protecting your Retreat

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  Lakeside living means fun in the sun and on the water with your family, but it also means you own a home and maybe some toys, that requires specialized insurance coverage. So, before you put your dock in, take the first cruise on your pontoon, or consider letting your...
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Boat maneuvering through the water

Not All Boat Policies Hold Water

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  Whether you use your boat for water-skiing, fishing, or relaxing one thing is for sure there are many different types of boats and just as many ways to insure them.  Your coverage should be tailored to you and how you use your boat. Before you purchase boat insurance or...
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Do You Have Service Line Coverage?

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  As a homeowner, there are many items to consider with the on-going maintenance and upkeep of your property, and while a basic homeowners insurance policy protects your home, these policies most often exclude your underground service lines. These lines include the piping...
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How to Decide Which Home Backup Generator is Right for You

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  Power outages are fun for about the first ten minutes — when it still feels like you’re camping! But as soon as someone wants to eat, open the fridge, or use the computer, that’s when everything goes downhill. Outages are especially dangerous during the summer...
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Protecting your identity from thiefs

Identity theft insurance. Do you need it?

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  Today’s consumer is increasingly concerned about the threat of identity theft. And rightly so — identity theft instances and costs continue to rise, and with past events like the security breach at Target, and hacks on several major credit card companies, it’s...
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home security cameras to prevent burglary

5 Smart Ways to Deter Burglars

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  In the past 10 years, the number of American home burglaries has declined. Whether that’s thanks to our economy or better security systems, it’s hard to say, but it does feel good to know that the number is going down. Unfortunately, we still haven’t...
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umbrella insurance policy

What’s the Difference Between a Floater Policy and an Umbrella Policy?

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  It’s true that insurance terms can often seem like another language. Words like floater policy, excess coverage, liability insurance, and more don’t mean anything to those outside the insurance world, so it can be difficult to understand the different types of...
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