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Insurance Checklist for the New Year

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  With every new year comes new life changes, moves, and opportunities. Get 2018 off on the right foot by making sure your home, vehicle, and family are properly insured so you can focus on what matters more—life. Here’s a quick checklist of things to look at in your...
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Trees on Michigan Property

How to Find and Take Care of Hazardous Trees on Your Property

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Michigan winters are well known for causing a lot of damage, especially to trees. Heavy snowfall can weigh down branches, and high winds have been known to tip trees right over. The best defense you have against tree damage this winter is being able to identify and take down...
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Grandpa and Grandson walking at sunset

What to Look for in a Life Insurance Policy

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Finding a life insurance policy that’s right for you is never easy. The entire process can be daunting and confusing, as many industry professionals use unfamiliar terms and insurance jargon that’s difficult to decipher. If you’re just starting your search for...
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Car refueling

9 Practical Tips to Increase Your Fuel Efficiency

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As gas prices continue to jump up and down, and as environmental concerns become more and more prevalent, most of us are looking into what we can do to increase our fuel efficiency. Gas is a necessary expense for most of us in Michigan, but that doesn’t mean it has to be...
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Insurance circled and pointing to Security, Safety, Coverage, Protection, Help, Confidence

What Do A.M. Best Ratings Mean?

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AM Best rating services assess or report on the creditworthiness of over 16,000 insurance companies internationally. If you’re looking for a reliable way to validate an insurance company’s reputation and financial stability, AM Best is the place to start. But exactly...
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Trucking accident damage

Owner Operator’s Trucking Insurance Lapses

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  Every carrier should have a check and balance system in place that verifies that the Non Trucking Liability, Physical Damage and Occupational / Accident insurance coverage is current at all times. Unfortunately, there isn’t insurable interest for the carrier to attach to...
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Fleet of trucks

ELD Mandate – Frequently Asked Questions

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Delays at the loading dock, do we have to report the time? Whether it’s a delay at the shipper or traffic jam, the ELD will be running. A driver is considered on duty the moment the truck starts to move at a speed higher than 5 MPH. Once a driver is dispatched from the terminal...
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Michigan Rainy Season

How to Protect your Home from Severe Weather

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In West Michigan, we deal with severe weather conditions in just about every season. In spring and summer, there are severe storms and tornado warnings, and in the winter, there are massive snowfall and freezing rain. We’re no strangers to inclement weather, and while...
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Living Room

Four Powerful Ways to Beef Up Your Home Insurance Policy

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Owning a home is a huge milestone in our society and is a huge source of pride for homeowners. But often, once we’ve purchased our home, selected an insurance policy, and settled in, we tend to think we’re totally set, safe and secluded in a paradise we can call our own. The...
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