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On October 30, the Michigan Department of Health and Human Services (MDHHS)  released the Epidemic Order indicating “all dine-in food service establishments” must maintain accurate records of the names and phone number of patrons who purchase food for consumption o... Read More →

How does umbrella insurance work? Umbrella insurance is a liability insurance that protects you & your family from third party claims. It adds an additional limit of insurance over top of the liability limits on your home and auto policies.  Umbrella insurance is a... Read More →

Home Insurance Guide for First Time Home Owners What is Homeowners insurance? Homeowners insurance protects your home and the contents in case of fire or damage, up to the full replacement cost to build a new home and buy new belongings. Homeowners insurance also is important as... Read More →

  It’s no surprise in a state with majestic coastlines, picturesque lakes to visit, and open roads, that motorcycles are so popular in Michigan. In fact, some 308,338 bikes make Michigan rank 23rd in the US for motorcycle ownership. As motorcycle enthusiasts, you know... Read More →

Choosing Boat Insurance for the Great Lakes and Beyond   Perhaps you are considering purchasing a boat or have owned one for years. Either way, how can you be sure that your boat and your family are properly protected? In this article we will help you understand the... Read More →

Unique Challenges Facing Businesses During Covid-19 As we continue to navigate through these unprecedented times, we recognize that each business is experiencing unique challenges. Whether your business has furloughed workers, shifted to teleworkers, ceased operations or is now... Read More →

  The laws surrounding homeowners insurance or home insurance (as it is legally referred to by the state of Michigan) are not complex by any means. Michigan has purposely kept laws surrounding home insurance simple while still putting guidelines in place to ensure nearly... Read More →

  Sometimes you can predict when your auto insurance premiums are going to rise and other times a rate increase will hit you completely by surprise. While an increase in your insurance premiums could be related to your driving record, it’s also possible that a rate increase... Read More →

  Lakeside living means fun in the sun and on the water with your family, but it also means you own a home and maybe some toys, that requires specialized insurance coverage. So, before you put your dock in, take the first cruise on your pontoon, or consider letting your... Read More →